Be careful before getting that next pet you always wanted, you may not be able to afford the increase in your Homeowners Insurance policy. Be prepared, because depending on the type of animal and type of breed of the animal (like dogs) your rates may go up quite high.
These types of coverage for people with pets are considered "ineligible".
Your rates or surcharge could go up (or even worse you could get a letter of non-renewal) if you get a dog breed such as a Chow, Pitbull, Rotweillers, or Wolf Hybrids. These types of coverage for people with pets are considered "ineligible" because insurance companies just don't want to deal with it. My suggestion, if you are looking to save as much money as possible, is to just stick with a fish or some other pet that is not considered "ineligible".